All Certified Upfront Mortgage Professionals (UMP’s) will adhere to the 10 point UMP commitment on every loan transacted and on Upfront Mortgage Purchase transactions additionally do the following 5 added commitment points for its clients purchasing a home to occupy, invest in or buy as a vacation (2nd)home:
1.UMP’s will provide a list of Upfront Real Estate Agents in your area if requested who have been vetted and are committed to the Upfront concept and with their own commitment to assist you in your home purchase search.
2. All UREA (Upfront Real Estate Agents) will credit/refund/rebate you 1% of your purchase price towards your non-recurring closing costs as allowed by terms from your Lender and that are applicable and adhere to your primary State of purchase and Federal real estate laws. UMP’s are not responsible for the credit/refund/rebate as it is written in the purchase contract and approved by all parties and the agency agreement between agent and client in the contract takes precedent.
3. UMP’s will guarantee your transaction closing date in writing and cover all extension fees for any delay not caused by acts of God or client response time with respect to items pertaining to the loan process. Not covered is extensions that are due to inspections, work to be performed or any other aspect not performed by any and all parties of the fully executed Real Estate contract that is State compliant.
4. UMP’s will offer for No Cost, a free no obligation pre-approval and pre-approval certificate within 24 hours of receiving the requested and necessary documentation.
5. UMPs will be available all weekend and evenings to prepare a pre-approval letter for your offer and we will guarantee to do it with 3 hours of any reasonable request by your chosen agent.